Tuesday, 14 October 2014

What is Phishing?

Phishing is online identity theft in which fraud actors trick unsuspecting Internet users into submitting personal information to illegitimate web sites. Phishing scams are usually presented in the form of spam e-mails or pop-ups and are often difficult to detect. Once the fraudsters obtain your personal information, they can use it for all types of identity theft, putting your good reputation, credit and good name at risk. Because phishing is one of the most devious forms of identity theft, it is important to become familiar with various types of phishing scams as well as to learn how to guard against them.
There are multiple ways to avoid identity theft and thus prevent Phishing attacks. To help you protect yourself from phishing, we offer the following information. Please note that these are some of the indications that we are presenting. However fraud actors are always innovating probably at a faster pace than us to trick unsuspecting users.

1. Guard against spam. Be especially cautious of emails that:
  •  Come from unrecognized senders.
  •  Ask you to confirm personal or financial information over the Internet and/or make  urgent requests for this information.
  •  Are not personalized.
  •  Try to upset you into acting quickly by threatening you with frightening information.
2.  Communicate personal information only via phone or secure web sites:

     When conducting online transactions, look for a sign that the site is secure such as a lock icon on the browser’s status bar or a “https:” URL whereby the “s” stands for “secure” rather than a “http:”. Also, beware of phone phishing schemes. Do not divulge personal information over the phone unless you initiate the call. Be cautious of emails that ask you to call a phone number to update your account information as well.

3.  Do not click on links, download files or open attachments:
  •  Most fraudsters send emails that contain links which point you to a phishing site.    Refrain from clicking on such links.
  •  It is best to open attachments only when you are expecting them and know what they  contain, even if you know the sender.
4.  Never email personal or financial information:

 There have been occasions when emails of a person close to you have been impersonated  and sent to you. In such cases also do not disclose any of your personal information even if  you are close with the recipient. You never know who may gain access to your email  account, or to the person’s account to whom you are emailing.

5.   Beware of pop-ups:
  •   Never enter personal information in a pop-up screen.
  •   Do not click on links in a pop-up screen.
  •   Do not copy web addresses into your browser from pop-ups.
  •   Legitimate enterprises would never ask you to submit personal information in pop-up   screens, so don’t do it.
6.   Protect your computer:

Each desktop/Laptop should be protected with a firewall, anti-spam filters, anti-virus and anti-spyware and anti-malware software. Do some research to ensure you are getting the most up-to-date software, and update them all regularly to ensure that you are blocking from new viruses and spyware.

7.    Check your online accounts and bank statements regularly to ensure that no                     unauthorized transactions have been made.

We have solutions for protecting your end-user devices like Laptops, Desktops etc. We have partnerships with leading providers of Anti-Virus, Anti-Malware, Anti-Spyware, Anti-Spam software. In addition we know how best to implement it, define policies around it and last but  not the least keep them updated so that you get unlimited protection against Phishing attacks.

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